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IN:LA Card from American Express®

IN:LA Card from American Express®

Issuer: American Express Annual Fee: $0
Intro Rate: 0% for 6 Months Applied Towards Purchases, Balance Transfers
APR for Purchases: 12.24% Variable
  • Earn one INSIDESM Rewards point for every eligible dollar you spend, whether you're in Los Angeles or not
  • Earn double INSIDE Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and internet service, gym memberships, and newspaper and magazine subscriptions
  • Redeem points for rewards to eat, drink, and play in Los Angeles, Chicago, and New York

The IN:LA Card from American Express® is designed for those with good credit who live in or frequently visit Los Angeles and plan to take advantage of the various benefits and participating services that are in Los Angeles.

In reference to the reward program, one INSIDE Rewards point is earned for every dollar spent on general purchases. Double points are awarded for every dollar spent on "City Essentials", which include newspaper and magazine subscriptions, movies, dining, cell phone services, cable and dial-up ISP subscriptions, and gym memberships. Points can be redeemed for benefits and experiences based in LA, Chicago, and New York City, such as free hotel stays, dining, and airline travel. An added benefit is that points earned never expire and have no yearly limit.

Aside from the reward program, this card offers a variety of standard benefits that include travel accident insurance, auto rental insurance, discounts, and various fraud protection services with each usage (see website for all benefits available).

The interest rate for purchases is considered reasonably low (for a reward card) and there is no annual fee. There is also a 0% introductory rate for purchases and balance transfers for the first six months.

Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges), frequently stay or live in Los Angeles (to earn additional points), and can accumulate enough points for dining and entertainment experiences will benefit most from what the IN:LA Card from American Express® has to offer.

More American Express IN Cards

American Express Chicago American Express Chicago - Earn INSIDE Rewards that Allow Cardholders to Earn Points to Eat, Drink, and Play at Chicago Hotspots
Intro APR Intro APR Period Regular APR Annual Fee
0% 6 Months 10.74% $0
American Express NYC Card American Express NYC Card - one INSIDE Rewards point is earned for every dollar spent and redeem them for benefits and experiences based in New York City
Intro APR Intro APR Period Regular APR Annual Fee
0% 6 Months 10.24% $0

Review Date: May 1st, 2007

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