|
The American Express
NYC Card is designed for those with good credit who live in or frequently
visit New York City and plan to take advantage of the various benefits and
participating services that are in New York City.
In reference to the reward program, one INSIDE Rewards point is earned for every
dollar spent on general purchases. Double points are awarded for every dollar
spent on "City Essentials", which include newspaper and magazine subscriptions,
movies, dining, cell phone services, cable and dial-up ISP subscriptions, and
gym memberships. Points can be redeemed for benefits and experiences based in
New York City, such as free hotel stays, dining, and airline travel. An added
benefit is that points earned never expire and have no yearly limit.
Perhaps what is most impressive about the program is the Tuesdays IN:NYC
program. Cardholders can use the card at select participating merchants, such as
Nickel, Oasis Day Spa, Zabar's, Jean Paul Gaultier, and J&R Music Computer World
on any Tuesday and get 10% off their purchase. The IN:NYC Card also provides
cardholders with Priority access to venues, such as Irving Plaza and membership
discounts at the Guggenheim Museum.
Aside from the reward program, this card offers a variety of standard benefits
that include travel accident insurance, auto rental insurance, discounts, and
various fraud protection services with each usage (see website for all benefits
available).
The interest rate for purchases is considered very low (for a reward card) and
there is no annual fee. There is also a 0% introductory rate for purchases and
balance transfers for the first six months.
Therefore, those who can afford to pay in full each month after the introductory
rate expires (to avoid finance charges), frequently stay or live in New York
City (to earn additional points), and can accumulate enough points for dining
and entertainment experiences, will benefit most from what the American
Express NYC Card has to offer.
More American Express IN Cards
|
American Express IN Chicago - Earn INSIDE Rewards that Allow
Cardholders to Earn Points to Eat, Drink, and Play at Chicago
Hotspots |
 |
| Intro APR |
Intro APR
Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
10.74% |
$0 |
|
|
|
American Express IN LA Card - The IN:LA Card comes with a
rewards program that lets you eat, drink, and play at some of
Los Angeles' top spots. |
|
| Intro APR |
Intro APR
Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
10.24% |
$0 |
|
|
Review Date: May 1st, 2007 |
