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The Delta SkyMiles
Business Credit Card, issued by American Express®, is designed for
businesses with good credit who would like to earn free travel for business
related expenses and travel regularly on Delta Airlines.
Cardholders receive one mile for every dollar spent on general purchases and two
miles for every dollar spent at participating retailers and merchants (including
Delta Air Lines and Song™ related purchases). 15,000 bonus miles are awarded to
new applicants with their first purchase. Miles do not have an expiration date
(if travel is made through Delta Air Lines at least once every three years) and
a yearly limit of $100,000 in eligible spending applies. Miles earned can be
used in conjunction with Delta’s frequent flyer program.
Although there is a high annual fee of $85, it is waived for the first year and
is reduced to $30 for those who have a Business Gold Card, Executive Business
Card, Business Platinum Card, or Business Centurion® Card. The APR for purchases
and balance transfers is slightly above average for an airline reward card and
not ideal for those who plan to carry a revolving balance. There is also an
introductory rate offered that applies to balance transfers until they are paid
in full.
Cardholders can also expect many common benefits and services from the card,
such as up to $100,000 in travel accident insurance, several purchase protection
related services, and discounts at participating merchants and retailers.
Therefore, those who will use the card at participating retailers and merchants
(to accumulate additional miles) and plan to pay in full each month (to avoid
finance charges) will benefit most from what the Delta SkyMiles Business
Credit Card has to offer.
Review Date: May 1st, 2007 |
