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The Toys"R"Us & Babies"R"Us
MasterCard®, issued by Chase, is designed for those with average credit who
would like to take advantage of the reward program.
Through the reward program, cardholders earn four points per $1 spent on
eligible purchases at Toys"R"Us and Babies"R"Us and one point per $1 spent on
all other eligible purchases. Each time the cardholder earns 1,000 points, they
will automatically receive a 10% savings reward certificate that is valid at any
Toys"R"Us or Babies"R"Us location. Cardholders may only earn two 10% savings
reward certificates per month, and points earnings are limited to 24,000
annually.
In addition to the reward program, the card provides common benefits that
include travel accident insurance, purchase protection, and auto rental
insurance.
The card has no annual fee and a low introductory rate is available for
purchases and balance transfers for the first six months. For those who qualify,
the card has a reasonable interest rate for purchases and balance transfers, but
is not ideal for those who plan to carry a revolving balance.
Therefore, those who qualify for the lowest rate offered, can afford to pay in
full each month (to avoid finance charges), and frequently shop at Toys"R"Us and
Babies"R"Us locations will benefit most from what the Toys"R"Us & Babies"R"Us
MasterCard® has to offer.
Review Date: May 1st, 2007 |
