Chase Universal Entertainment MasterCard

• Access to personalized entertainment rewards.
• Redeem Universal Points for a wide variety of Universal products, ranging from DVDs and CDs to theme park admission and VIP status
• Save money with 0% APR on balance transfers for up to six months*
• No annual fee
• Earn 1 Universal Point on every dollar spent on purchases and double points on select purchases made at Universal theme parks, hotels, and resorts
• Travel Accident Insurance, free rental car collision insurance, purchase assurance, and extended warranty protection*
• Apply now and receive 4 movie tickets with your first purchase

The Universal Entertainment MasterCard from Chase is designed for those with very good credit who plan to take advantage of the reward program offered.

Through the reward program, cardholders earn one point for every dollar spent on general purchases and two points per dollar spent at Universal properties. Points may be redeemed for movie and concert tickets, private movie screenings, CDs, DVDs, and other entertainment merchandise. The maximum number of points that may be earned in a billing period must not exceed cardholder's credit limit and any unused points do expire within five years. Cardholders also receive 4 free movie tickets with their first purchase.

Aside from the reward program, cardholders will receive travel accident insurance, auto rental insurance, and various discounts at participating merchants and retailers. The card also provides a unique benefit because it allows cardholders access to exclusive opportunities and the chance to win tickets for various entertainment award events, backstage passes, a customized entertainment library, etc.

There is no annual fee and the interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify), but it is not ideal for those who plan to carry a balance due to the finance charges that may apply. There is a 0% introductory rate offered for purchases and balance transfers that is available for the first six months of membership.

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the reward program will benefit most from what the Universal Entertainment MasterCard from Chase has to offer.