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Chase Perfect Card |
| Issuer: Chase |
Annual Fee: $0 |
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Intro Rate: 0% for 12 Months Applied Towards Balance Transfers |
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APR for Purchases: 14.24% Variable |
- 6% Rebate on All Gasoline Purchases at Any Gas Station for the First 90
Days
- 3% Rebate on Any Gasoline Purchases at Any Gas Station after the First
90 Days
- 1% Rebate on All Other Purchases
- 0% Fixed Intro APR on Purchases and Balance Transfers
- No Annual Fee
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The Chase
PerfectCard™ Platinum MasterCard® is designed for those with very good
credit who make frequent gas purchases.
Unlike other gas credit cards that require a cardholder to use their
card at specific gas stations, this card allows cardholders to earn a 3%
rebate on gasoline purchased at any gas station. In addition, a 6%
rebate is applied to all gasoline purchases made with the card during
the first 90 days. The maximum rebate that cardholders can earn for gas
purchases is $15 per month. Cardholders also earn a 1% rebate on all
other purchases.
Aside from the reward program, the card provides several platinum
benefits that include a purchase protection plan,
travel accident insurance, and auto rental insurance.
For a reward card, the interest rate applied to purchases and balance
transfers is reasonable (for those who qualify). There is also a 0%
introductory rate that applies to both purchases and balance transfers
for up to twelve months, and there is no annual fee associated with this
card.
Therefore, those who plan to pay in full after the introductory rate
expires (to avoid finance charges) and will use the card frequently for
gasoline purchases (to earn rebates) will benefit most from what the
Chase PerfectCard™ Platinum MasterCard® has to offer.
The great thing
about the Chase Perfect Card is that the cash back you earn is automatically
subtracted from the next month bill. You don't have to do anything and it's
right there on the bill for you to see.
Review Date: May 1st, 2007 |
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