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The Citi® Platinum
Select Card, issued by Citibank, is designed for those with very good credit
who would like to take advantage of the various standard services and benefits
provided by Citibank.
The card provides several platinum cardholder benefits that include auto rental
insurance, fraud protection services, and up to $1,000,000 in travel accident
insurance. However, there are no extraordinary benefits or services specifically
available to cardholders in relation to some other platinum credit cards.
This card has a reasonably low interest rate for purchases and balance
transfers, no annual fee, and an attractive 0% twelve-month introductory rate
that can be applied toward purchases and balance transfers (with no transfer
fees).
It is important to note that there is a minimum cap for cash advances; so no
matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the
interest rate will not go below the minimum cap.
Therefore, those who plan to take advantage of the introductory offers and the
services provided will benefit most from what the Citi® Platinum Select Card
has to offer.
Review Date: May 1st, 2007 |
