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The Citi® Platinum Select
Visa Card for College Students, issued by Citibank, is designed for those
students who have a somewhat established credit history as this is a platinum
credit card.
As with many Citibank platinum credit cards, cardholders can expect access to a
variety of benefits that include up to $1,000,000 in travel accident insurance,
auto rental insurance, fraud protection services, and various travel and
emergency assistance services. In addition, the card offers students special
discounts at selected merchants and retailers.
The interest rate for purchases and balance transfers is reasonable for a
student credit card (though not ideal for those who plan to carry a revolving
balance) and there is no annual fee. Cardholders will also be able to take
advantage of a 0% introductory rate that applies to all transactions for the
first six months of membership (a rare benefit for a student credit card).
Therefore, students that can afford to pay in full each month after the
introductory rate expires (to avoid finance charges) and plan to take advantage
of the student related discounts offered, will benefit most from what the Citi®
Platinum Select Visa Card for College Students has to offer.
Review Date: May 1st, 2007 |
