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The Citi® PremierPassSM Card, issued by
Citibank, is designed for those with excellent credit who may also be looking
for a card that offers rewards.
Through the reward program, cardholders earn one point for every dollar spent on
general purchases and one point for every three miles the cardholder flies on
any airline - or anyone else whose ticket is bought with the card. Points can be
redeemed for travel on any airline, gift certificates, merchandise, and more.
The maximum number of points that can be earned per year is 100,000, and points
will expire in three years if the account has not been active during that time.
Cardholders will earn 5,000 bonus points with their first purchase.
Aside from the reward program, cardholders can expect access to a variety of
benefits that include up to $1,000,000 in travel accident insurance, auto rental
insurance, and various travel and emergency assistance services.
This card has no annual fee, and it offers a reasonable interest rate for
purchases and balance transfers. There is also an attractive 0% introductory
rate available on balance transfers for twelve months. However, there is a
minimum cap for cash advances; so no matter how low the Prime Rate falls (the
APR is tied to the Prime Rate), the interest rate will not go below the minimum
cap.
Therefore, those who will be able to take advantage of the reward program and
the additional services available will benefit most from what the Citi®
PremierPassSM Card has to offer.
Review Date: May 1st, 2007 |
