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Citi® Professional Card

Citi® Professional Card

Issuer: Citibank Annual Fee: $0
Intro Rate: 0% for 9 Months Applied Towards Balance Transfers
APR for Purchases: 11.24% Variable
  • No Fee Rewards Program
  • 0% APR on Balance Transfers for Nine Months from the Date of the First Transfer
  • Earn Three ThankYou Points for Every Dollar Spent at Gas Stations, Restaurants, Car Rentals, and Office Supply Stores
  • A Unique Online Expense Reporting Tool to Customize Reports for Billing or Reimbursement
  • 10,000 Bonus ThankYou Points with First Purchase - That's Like Getting a $100 Gift Card

The Citi® Professional Card, issued by Citibank, is designed for those with average credit who are looking to maintain and manage all of their personal and business related expenses with a credit card.

The card offers access to a free rewards program. Through the reward program, the cardholder receives one point for every dollar spent on general purchases and three points for every dollar spent at restaurants, gas stations, certain office supply merchants, and on auto rentals. Points can be redeemed for a variety of merchandise, air travel, or gift certificates. There is a yearly limit of 100,000 points, and points expire in three years.

The card offers cardholders the benefit of the Citi® Professional Card's online expense reporting tool, which allows cardholders to categorize card activity and generate as many individual, easy-to-read expense reports as they choose.

The card has no annual fee and an attractive 0% introductory rate for balance transfers made during the first nine months of membership.

Therefore, individuals who will take advantage of the rewards program and the additional benefits provided (especially the online expense reporting tool) will benefit most from what the Citi® Professional Card has to offer.


Review Date: May 1st, 2007

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