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The Citi® Professional
Card, issued by Citibank, is designed for those with average credit who are
looking to maintain and manage all of their personal and business related
expenses with a credit card.
The card offers access to a free rewards program. Through the reward program,
the cardholder receives one point for every dollar spent on general purchases
and three points for every dollar spent at restaurants, gas stations, certain
office supply merchants, and on auto rentals. Points can be redeemed for a
variety of merchandise, air travel, or gift certificates. There is a yearly
limit of 100,000 points, and points expire in three years.
The card offers cardholders the benefit of the Citi® Professional Card's online
expense reporting tool, which allows cardholders to categorize card activity and
generate as many individual, easy-to-read expense reports as they choose.
The card has no annual fee and an attractive 0% introductory rate for balance
transfers made during the first nine months of membership.
Therefore, individuals who will take advantage of the rewards program and the
additional benefits provided (especially the online expense reporting tool) will
benefit most from what the Citi® Professional Card has to offer.
Review Date: May 1st, 2007 |