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CitiBusiness® Card with ThankYou

CitiBusiness® Card with ThankYou

Issuer: Citibank Annual Fee: $0
Intro Rate: 0% for 12 Months Applied Towards Balance Transfers
APR for Purchases: 12.74% Variable
  • Earn 10,000 Bonus ThankYou Points after Your First Purchase Which is Good for a $100 Gift Card
  • 0% APR on Balance Transfers for 12 Months
  • No Annual Fee
  • 3 ThankYou Points for Every Dollar You Spend on Eligible Business Purchases
  • Quarterly and Annual Account Summaries
  • Free Additional Cards for Employees with Credit Limits You Set

The CitiBusiness® Card with ThankYou, issued by Citibank, is designed for those who are looking to maintain and manage all business related expenses with one credit card and plan to take advantage of the reward program.

Through the reward program, cardholders earn three points for every dollar spent on purchases made at office supply merchants and earn one point for every dollar spent on all other purchases. These points can be redeemed for various items or services. There is a 100,000 yearly limit to the number of points that can be earned and points do expire in three years. Cardholders receive 10,000 bonus points with their first purchase made with the card.

The card offers many platinum cardholder benefits, such as up to $500,000 in travel accident insurance, auto rental insurance, a concierge service, and fraud protection. In addition, cardholders can take advantage of the various discounts offered at participating merchants and retailers (visit the Citibank website for full details).

This card has no annual fee and offers a reasonable interest rate for purchases and balance transfers, as compared to other business credit cards. There is also a very attractive 0% introductory rate available for purchases for the first six months of membership.

Therefore, individuals who will be able to take advantage of the reward program and who plan to take advantage of the additional services and discounts available will benefit most from what the CitiBusiness® Card with ThankYou has to offer.


Review Date: May 1st, 2007

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