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The Pulaski Credit Card may be right for you if you
have Excellent Credit and are looking for a card with a fixed rate and
want to Transfer Balances from other credit cards. Even though the card
has a $35-$50 (gold is $50.00) annual fee, this card can be a very good
deal if you carry high balances on other cards. The intro rate is 0% on
balance transfers for 6 billing periods, and then the annual percentage
rate (APR) is only 6.5%. There is no balance transfer or cash advance
fees, and is one of the few cards still having a 25-day grace period.
The Pulaski Bank Credit Card Visa/MasterCard, issued by Pulaski Bank, is designed for those with an
excellent credit history who are looking for a very low cost credit card.
The best feature about this credit card is the extremely low fixed interest rate
same for purchases and cash advances; it provides a very low cost option
to those who plan to carry a revolving balance. There is also a very attractive
introductory rate for six months on balance transfers. In addition, the annual
fee of $35 is very reasonable for such a low interest rate credit card.
However, aside from the very low interest rate for all transactions, cardholders
should not expect any extraordinary benefits or services offered by the card.
Those who plan to carry a balance (due to the low interest rate offered), do not
mind paying an annual fee of $35, and do not care for any extraordinary benefits
or services, will benefit most from what the Pulaski Bank Credit Card Visa/MasterCard has
to offer.
Review Date: May 1st, 2007 |
