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The Sony Platinum Visaź
Card, issued by Chase, is designed for those with very good credit who are
looking for a card with a unique reward program.
Through the reward program, cardholders earn one point per dollar spent for
general purchases, three points per dollar spent on Sony products, and eight
points per dollar spent at www.sony.com/mysony. Points can be redeemed for Sony
CDs, DVDs, games, movie tickets, and electronics. There is a maximum of 250,000
points that can be earned per year and earned points expire in five years.
Cardholders also receive 1,500 bonus points after their first purchase.
In addition to the reward program, the card offers platinum cardholder benefits
provided by Chase that include travel accident insurance,
auto rental insurance, and various travel and emergency assistance services.
The card has a reasonably low interest rate for purchases and balance transfers,
no annual fee, and a 0% introductory rate that can be applied towards purchases
and balance transfers for the first twelve months of membership.
However, finance charges applied use the "Two Cycles Average Daily Balance"
method, which is a more costly method in applying finance charges for those who
occasionally carry a balance as compared to the "Average Daily Balance" method
used by most card issuers.
Therefore, those who plan to spend at Sony or shop online at www.Sony.com (to
earn the maximum amount of reward points) and plan to pay in full each month
after the introductory rate expires (to avoid finance charges), will benefit
most from what the Sony Platinum Visaź Card has to offer.
Review Date: May 1st, 2007 |
